There are various reasons that can ruin any iPhone Unlocking attempt or relock a used iPhone you bought after days, weeks or even months. One of the most frequent cases is iPhone Insurance Claims.
I will show you what is iPhone Insurance Claims and how secondhand iPhone sellers-scammers use them to get all your money and leave you with a completely useless and blacklisted iPhone!
iPhone Insurance Plan Options
When someone decides to buy a brand new iPhone (for example the latest iPhone X) and spend hundreds of dollars on this, there are ways to protect the iPhone.
AppleCare is free and lasts one year from iPhone purchase.
You get a limited warranty on hardware defects for one year and Apple Store Support for 90 days. Unfortunately, AppleCare doesn’t protect the iPhone from accidental damage, water damage, theft or loss.
So, you can’t make a phoneclaim for a new iPhone with AppleCare but you can always upgrade to AppleCare+.
If you choose to upgrade to AppleCare+, you will have to pay around $130 for iPhone and all older iPhone models while the cost of AppleCare+ for iPhone X (latest iPhone model at the moment) is $200.
But AppleCare+ can only be purchased within 60 days since the new iPhone’s purchase, lasts 2 years and offer a complete warranty on hardware and Apple Store Support.
AppleCare+ offers two service incidents, for a $29 deductible per screen or $99 deductible for other damage.
Moreover, as long as AppleCare+ is active, the original owner can break the iPhone or drop it into the water, claim a new iPhone and get a replacement by Apple as long as he gives the broken iPhone back on the spot.
The only thing AppleCare+ does not cover is protection against theft or loss.
Of course, to get the most value out of AppleCare+, it helps if you live close to an Apple Retail Store. If not, you’ll need to mail your iPhone out to get it serviced or when you make an insurance claim.
When AppleCare+ expires, you can pay more and renew it for one year. (and of course, repeat the same process everytime you want to renew).
3. iPhone Insurance through the Carrier or an Insurance Company
An Insurance Plan with the Mobile Network or a third party Insurance Company (like Asurion, SquareTrade, ProtectYourBubble.com, Geek Squad, etc.) contains everything.
Of course, it is the most expensive option but it makes no difference if you iPhone breaks, how it was broken or if your iPhone was lost or stolen. You will be able to make an iPhone Insurance Claim no matter what.
What most people fail to realize is how much iPhone Insurance Plans really cost!
What iPhone Insurance Claims mean for the replaced phone iDevice
From the moment an iPhone Insurance Claim is completed, the iPhone that was replaced becomes useless! But why is that?
I already explained how expensive an iPhone Insurance Plan really is. Now there is a loophole in Insurance Claims Policy many iPhone sellers exploit: iPhone Insurance Claims for lost or stolen iPhones!
Lost/Stolen iPhone Insurance Claim Scam
AppleCare is free with a few hardware defect warranty options and AppleCare+ does not cover stolen or lost iPhones but third-party Insurance Providers and Telecoms Networks do.
In case of AppleCare+, you can make an iPhone Insurance Claim but you must give your old iPhone back.
In case of Carrier or Company Insurance Plan, when someone reports that the iPhone was stolen or lost, there is no way to give it back. The iPhone owner will pay the deductible and get a new iPhone as a replacement while the lost/stolen iPhone will become blacklisted.
So, here is the scam:
In this way, the iPhone seller/scammer will sell a used iPhone as SIM Unlocked at the maximum market value, report it as lost or stolen afterward and use the extra money, YOUR MONEY, to pay the deductible for the new iPhone he will get after the insurance claim. (or even cover all the money spent on iPhone Insurance Plan)
So what happens to the poor guy who bought this iPhone?
- If the iPhone was bought as unlocked (and paid even 200 USD more for the unlocked status), this guy will wake up one morning and the iPhone will be LOCKED and BLACKLISTED
- If the iPhone was locked (for other reasons) from the start and unlocked it with an iPhone Unlock Service, he will be disappointed for the second time cause when iPhone Insurance Claims take action the iPhone will be locked (and blacklisted this time) AGAIN
Always Check for iPhone Insurance Claims possibility
You need to be extra careful about the chance of iPhone Insurance Claims BEFORE you buy a refurbished iPhone and BEFORE you unlock a used iPhone.
A verified iPhone IMEI Checker ensures:
- You will successfully unlock your iPhone
- iPhone Insurance Claims or any other secret issue won’t spoil the SIM Unlock process
- You will never buy a problematic iPhone at first place
Don’t take iPhone Unlocking or second hand iPhone market lightly. If you aren’t careful, hidden issues like iPhone Insurance Claims will not only destroy the Network Unlock Process but also make your pre-owned iPhone completely useless.
iPhone IMEI Check Service is the only way to avoid getting scammed by the Insurance Claims Scam and unlock your iPhone with maximum success prospect!
Leave a comment below if you still have questions about iPhone Insurance Claims or need our help to unlock your iPhone. Until next time, take care iPhone Unlockers!